Our Services

Retirement Planning

We'll create a retirement income plan that balances daily living expenses, budgeting for luxuries and enhancing your quality of life, maximizing your Social Security benefits for optimal results (potentially adding $1M to your retirement fund), incorporating effective strategies for pension withdrawals, preparing for anticipated and unforeseen medical expenses, and planning for both unexpected events and the inevitable future.

Asset Management

We work to create investment strategies that are designed to manage their risks by taking advantage of known market trends and leverage effective money managers. We build family legacies, reduce income tax liabilities, and create a plan for each client to help ensure a fulfilling and financially worry-free retirement. Our philosophy is to focus on the preservation of wealth during both the accumulation and distribution stages of retirement planning.

Annuity Reviews

We have an extensive range of retirement annuity products available, carefully crafted to cater to your specific needs, and our team of knowledgeable professionals is prepared to provide expert guidance, ensuring you feel assured in your retirement planning choices, including the option to assess your existing annuity and determine if a more fitting, cost-effective alternative is accessible, offering the potential for enhanced competitiveness in rates.

Tax Planning

Did you know up to 85% of your Social Security can be taxed? The good news: As a senior, you now have the great advantage of controlling just how much taxable income you have each year. Through forward tax planning, we plan your retirement and choose the right strategies for getting the most out of your social security, pension, and investments. Imagine if the next time you had a stock market loss or business loss you were able to convert that into tax-free retirement savings. Our goal is to help you maximize your retirement while minimizing your taxation using every rule in the book.

Estate & Legacy Planning

One overlooked aspect of estate planning, other than avoiding taxes, is the fact that Insurance documents and other contracts may supersede the wishes you lay out in your will. Making sure all your beneficiary forms are in order, that you are transferring your assets in the most tax efficient manner, and that you have a continuity plan in place to ensure that your loved ones are taken care of while your estate is making its way through the courts, are all vital pieces of your plan. Give your loved ones the peace of mind that comes with knowing that you have a sound financial plan that takes care of them when the time comes.


Call us today to see how we can help!

Life Insurance

We do everything we can for our loved ones, not because we have to, but because we want to. If you're looking for affordable life insurance coverage for a specific period of time, term life insurance may be right for you. Permanent life insurance offers many different options, and you can find the right guarantees, flexibility and cash value options to fit your needs.

Health Insurance

Health insurance covers these costs and offers many other important benefits. Health insurance protects you from unexpected, high medical costs. You pay less for covered, in-network health care and get free preventive care (like vaccines, screenings, and check-ups) even before you meet your deductible.

Disability Insurance

If a broken arm meant that you could not work, you could file a claim for short-term disability benefits in order to begin receiving weekly replacement income. Although there is a distinct difference between the two types of coverage, they can certainly complement each other in the case of a covered injury.

Long-Term Care Insurance

This includes personal and custodial care in a variety of settings such as your home, a community organization, or other facility. Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.

Critical Illness Insurance

This specialized insurance provides a lump-sum, tax-free payment should a policyholder suffer from certain specific critical conditions. Some 600,000 Americans now have this protection purchased on an individual basis or through a plan offered by their employer.